PERSONAL BANKING

1. eBANKING

Fast. Easy. Safe. Online and mobile banking made simple. Earning money may be hard, but managing it should be easy.

Manage Accounts

  • Check your account balances
  • Track recent transactions, debit card purchases, ATM visits and deposits
  • View images of cleared checks
  • Enroll in alerts to stay on top of your finances
  • Reorder checks

Transfer Funds

  • Transfers–move money between accounts. It’s fast, easy and safe for you to move money using online or mobile banking.
  • Move funds between your Aspire Bank accounts
  • Schedule transfers up to a year in advance

Online Statements (eStatements)

  • Go paperless–more secure and helps save the environment
  • Securely access statements for up to 24 months of history

2. DEPOSIT SERVICES

Aspire Bank offers checking, debit cards, savings, money markets and CDs.

Aspire Bank checking account options include features that matter the most to you, including the convenience of online and mobile access to your accounts. Meet with one of our Relationship Bankers to open an account to best meet your needs today, and find out how you can combine your balances from other Aspire Bank accounts to be free from maintenance fees.

An Aspire Bank Savings or Money Market account will help you prepare for life’s little surprises. If you’re just starting to save or want to build your nest egg, one of our Relationship Bankers will help you select a savings or money market account to best meet your short‐term goals.

A CD will let you know exactly what the return on your investment will be. When you want a higher than average interest rate, a set rate of return and assurance that your funds are insured, a CD may be right for you. Select from a wide range of CD terms for your short or long‐term savings and retirement goals.

With your Aspire Bank debit card, you have the added security of an embedded microchip. As always, your card can be used anywhere Visa is accepted. Plus, every time you use your card at a chip‐enabled terminal, the chip protects your information by creating a unique one‐time transaction code. The code is virtually impossible to counterfeit and helps reduce fraud for in‐person purchases. Visa debit cards are accepted worldwide, including millions of retailers, ATMs, online or over the phone.

3. LENDING SERVICES

Home Equity Total Line of Credit

With an Aspire Bank Home Equity Total Line of Credit, you can take advantage of the equity you have built into your home for home improvements, a new vehicle, debt consolidation or other borrowing needs. While a traditional home equity line of credit features a variable interest rate, our solution allows you to lock in a fixed rate on all or a portion of your loan.

Home Equity Loans
A fixed rate Home Equity loan is a great way to pay for home improvements or consolidate debt. You will have the security of knowing your payments will be the same each month and the interest paid on your home equity loan may be tax deductible.* (*Interest may be tax‐deductible. Consult your tax advisor for specific advice.)

Vehicle Loans
Whatever type of vehicle you’re looking for, Aspire Bank will provide you with loan options to best meet your needs. We offer car, truck, boat, motorcycle or recreational vehicle loans.

Personal Loans
Whether you are purchasing a vehicle or have short‐term financing needs, an unsecured loan provides an alternative option for your borrowing needs.

Overdraft Protection
You can easily protect your pocketbook from unforeseen expenses, emergencies or checking account overdrafts with a line of credit. Funds are transferred automatically to your checking account as needed to cover expenses. Payments are made through monthly installments deducted from your checking account.